Leave average behind.
Personal finance is a tough thing for a lot of people.
We aren’t taught it in school. Most people come from families who also don’t teach it. And there seems to be so many levels to understand. It’s overwhelming.
I’d like help make this easier for folks.
I use two sheets to keep track of all of my financials.
- The Cash Flow sheet
- The Net Worth sheet
Both are monthly but they measure different things.
Both are on Google Sheets, which is free.
Cash Flow Sheet
The simple version? All incoming money, all outgoing money, how much we invest.
The more in-depth version is below.
You can create calculations in the sheet just like Excel. Ex. =sum(B24:I24)
This way as I enter salaries, rent, investments, etc. the totals section is populated.
Your sheet will look different based on your needs. But the general idea is you have to know what’s coming and…
